After retirement, seniors often struggle to manage finances on limited incomes. Live-in caregivers in Mesa can help their loved one’s manage finances and other expenses by checking to see if their loved ones are eligible for the following government programs.
1. Supplemental Security Income (SSI)
Seniors who receive a relatively small monthly pension might qualify for Supplemental Security Income (SSI). Funded by the Social Security Administration, this program provides an extra source of income for elderly individuals who are disabled and can’t earn additional money from the labor force.
2. Program of All-inclusive Care for the Elderly (PACE)
A branch of Medicare, this program covers various services that senior citizens might need such as adult day care and nutritious meal delivery. Seniors can also use PACE to receive home care for a certain number of hours per week. Please note that it does not cover non-medical home care. Mesa families need additional nutritional counseling and delivery of medical supplies are typically covered by PACE.
3. Volunteer Income Tax Assistance (VITA)
Typically based in libraries and other municipal facilities, VITA volunteers are committed to helping senior citizens file income taxes. Elderly individuals who have multiple sources of income can benefit from this volunteer financial service. Otherwise, seniors who only earn a pension income should have a very easy time filing for taxes with the help of VITA.
This program offers affordable landline phone and wireless phone services for low-income seniors. A mobile phone that is covered by Lifeline comes with a certain number of monthly minutes of talk time and text messages. In some cases, elderly people who qualify for Lifeline can receive landline phone service absolutely free.
5. Low Income Home Energy Assistance Program (LIHEAP)
The LIHEAP helps senior citizens pay for utility bills including gas and electricity. This program can also fund repairs and restorations to a home’s infrastructure such as the climate control system and insulation. Additionally, the LIHEAP provides some emergency relief when people are forced to evacuate their homes during natural disasters and other unfortunate incidents.
6. Senior Health Insurance Program (SHIP)
Elderly people can use SHIP to learn about healthcare options that are available through either the private marketplace and Medicare or Medicaid. SHIP also provides comprehensive counseling and advisement for senior citizens who have hefty medical expenses.
In addition to these government programs, seniors can also turn to Home Care Assistance for help managing everyday tasks and boosting overall wellbeing. We are the leading provider of stroke, dementia, and Alzheimer’s care for Mesa seniors and we are dedicated to changing the way seniors age at home. Contact us at (480) 699-4899 today for more information and to schedule a no-obligation consultation.